Baja Californian legislators on May 31, 2011 approved a law requiring anyone driving in the Mexican state to have car insurance valid in Mexico, thereby potentially bringing a boost in business for area Mexican car insurance agencies.
Mexican car insurance can be bought on a 24-hour basis to a full year and starts at $15 a day for basic coverage. Per year, Mexican car insurance costs around $240.00.
While each county in the Mexican state can decide how strictly it wants to enforce the new law, first-time offenders driving without car insurance will be given a verbal warning, and citations will be given the second time.
Since there will be many Baja California drivers who cannot afford car insurance there will be a lot of uninsured vehicles on the road in Baja California.
Remember, if you have an accident in Baja California, and your insurance cannot pay bail – you go to jail.
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